Alfredo Ruiz | Champagne & Parisi Real Estate

Alfredo Ruiz
(561) 350-6923

BSEE, MBA, CBDA, CREM, CLME, e-PRO

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Don’t Slash Price, Slash Rate

In the current US real estate landscape, negotiating the purchase price is often less effective than targeting the interest rate itself. This article explains why asking for a “rate buydown” funded by seller concessions saves significantly more money on your monthly mortgage payment than a standard price reduction, offering a crucial strategic advantage for savvy buyers in today’s market.

02FEB

February’s Hidden Buying Window

February presents a rare strategic window for US homebuyers. While mortgage rates have recently dropped to three-year lows, recent pending home sales data indicates that the buyer masses have not yet flooded the market. This article explores how to leverage this temporary lull to negotiate aggressive concessions, target high-inventory regions like the South and West, and secure a property before spring competition drives prices upward.

26JAN

Who Pays? The 2026 Commission Guide

The landscape of US real estate commissions has fundamentally shifted by early 2026, creating new standards for buyers and sellers alike. Following recent industry settlements, mandatory buyer representation agreements and fully negotiable commission structures are now the norm. This guide clarifies who pays whom, explains the necessity of written contracts before touring homes, and explores why sellers should still consider offering agent compensation to maximize their market reach.

Aventura, Miami-Dade County

Aventura is a city in Miami-Dade County, Florida. The city is located at 25°57’23”N and 80°8’21”W. According to the United States Census Bureau, the city’s population was 37,451. According to the last census, the median income for a household in the city was 61,139. Please visit the city page on my website and you’ll be able to see all real estate data and detailed Aventura statistics.

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Aventura, Miami-Dade County@Miami Beach, Miami-Dade County@Miami, Miami-Dade County@Sunny Isles Beach, Miami-Dade County
/buildings_aventura_idChIJ0W8nsvCs2YgRcLOkler5XCs@/buildings_miami_beach_idChIJud3-Kxem2YgR62OUJUEXvjc@/buildings_miami_idChIJEcHIDqKw2YgRZU-t3XHylv8@/buildings_sunny_isles_beach_idChIJnVRz4P6s2YgRekjapbdN5_Q
Aventura is a city in Miami-Dade County, Florida. The city is located at 25°57'23''N and 80°8'21''W. According to the United States Census Bureau, the city's population was 37,451. According to the last census, the median income for a household in the city was 61,139. Please visit the city page on my website and you'll be able to see all real estate data and detailed Aventura statistics. @Miami Beach is a city in Miami-Dade County, Florida. The city is located at 25°47'26''N and 80°7'48''W. According to the United States Census Bureau, the city's population was 91,732. According to the last census, the median income for a household in the city was 50,937. Please visit the city page on my website and you'll be able to see all real estate data and detailed Miami Beach statistics. @Miami is a city in Miami-Dade County, Florida. The city is located at 25°45'42''N and 80°11'30''W. According to the United States Census Bureau, the city's population was 430,332. According to the last census, the median income for a household in the city was 29,989. Please visit the city page on my website and you'll be able to see all real estate data and detailed Miami statistics. @Sunny Isles Beach is a city in Miami-Dade County, Florida. The city is located at 25°56'34''N and 80°7'24''W. According to the United States Census Bureau, the city's population was 16,635. According to the last census, the median income for a household in the city was 38,504. Please visit the city page on my website and you'll be able to see all real estate data and detailed Sunny Isles Beach statistics.

I know everything about Real Estate. Contact Me!

Alfredo Ruiz BSEE, MBA, CBDA, CREM, CLME, e-PRO

Champagne & Parisi Real Estate

151 N Ocean Blvd Boca Raton, FL 33432

Email: Alfredo@BocaHome.com

Phone: (561) 350-6923

I take the time to listen carefully to understand my client’s needs, wants and concerns. I will be ready to take quick action when required and spend more time with those who aren’t quite sure which direction to take. My genuine concern for my client’s best interests and happiness ensures the job is done!

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